Lux Trading Funded Program Rules
Funding Method
At Lux Trading, every evaluation account follows a 1-Step Evaluation. You complete a single trading evaluation by reaching the profit target on a demo account while staying within risk limits. Once you pass, you receive a funded account and keep 80% of the profits you generate.
At Lux Trading, an INSTA account allows you to receive profits from your trading without needing to pass an evaluation stage. You complete the INSTA challenge by reaching the profit target on a demo account, while staying within the risk limits and without breaking the rules. Once you complete this task, you receive 80% of the profit-target.
Trade Execution
All funded stage accounts at Lux Trading are executed on an A-Book model. This means every trade is passed directly to our liquidity providers, ensuring real market conditions, no dealing-desk intervention, and complete transparency.
You start your Insta account on a demo account. Once we evaluate your results, the Lux risk desk may, at its sole discretion, decide to move your account to an A-book live account. This is an automatic process, so please do not ask us if or when this will happen for your account.
Drawdown Type
All accounts use a 6% static drawdown, meaning your drawdown is fixed at 6% of the starting balance and does not move up as your account grows. Details of the drawdown are provided under each Account Size
Scaling Plan
At Lux Trading, every time a trader successfully earns 10% on their funded account, their account size is scaled up. This process continues step by step, allowing traders to grow their allocation all the way to $10,000,000 in funded capital. Details of the scaling plan are provided under each Account Size
Insta accounts do not scale.
Evaluation Fee Refund
At Lux Trading, all evaluation fees are 100% refunded after Stage One. A stage is considered passed once the trader has not only achieved the required profit target but has also complied with all trading and risk management rules. The refund will only be issued once the account has been reviewed and approved by the risk desk. The Evaluation Fee is otherwise non-refundable.
INSTA account holders do not receive a refund on passing (or failing) their account
Instant Withdrawals
At Lux Trading we have instant withdrawals. You can request a withdrawal at any time once your account balance is in profit. There are no fixed payout cycles – you decide when to withdraw. All positions must be closed at the time of withdrawal. Profits that are withdrawn still count towards your profit target, so you can secure earnings without slowing down your progress in the funded stages.
INSTA Accounts: You may request a withdrawal once your INSTA account hits its required profit target, no rules have been broken, and there are no open positions. After the risk desk review is completed, you’ll receive 80% of the profit target.
$100,000 Evaluation
Evaluation Fee
A one-time fee of £199. The fee is 100% fully refunded after passing evaluation.Profit target
Profit target is 10% / $10,000.Maximum Loss
Maximum loss is 6% / $6,000.Drawdown Limit
Drawdown limit is fixed at $94,000.Min. / Max. Trading Days
We do not have any minimum or maximum number of trading days.Scaling Plan
| Stage | Account Size | Profit Target | Maximum Loss | Profit Split / Fee Refund |
|---|---|---|---|---|
| #1 Demo | $100,000 | $10,000 | $6,000 | 100% Refund |
| #2 Funded | $100,000 | $10,000 | $6,000 | 80% |
| #3 Funded | $200,000 | $20,000 | $12,000 | 80% |
| #4 Funded | $400,000 | $40,000 | $24,000 | 80% |
| #5 Funded | $1,000,000 | $100,000 | $60,000 | 80% |
| #6 Funded | $2,500,000 | $250,000 | $150,000 | 80% |
| #7 Fund Manager | $10,000,000 | - | $600,000 | 80% |
$400,000 Evaluation
Evaluation Fee
A one-time fee of £449. The fee is 100% fully refunded after passing evaluation.Profit Target
Profit target is 12% / $48,000.Maximum Loss
Maximum loss is 6% / $24,000.Drawdown Limit
Drawdown limit is fixed at $376,000.Min. / Max. Trading Days
We do not have any minimum or maximum number of trading days.Scaling Plan
| Stage | Account Size | Profit Target | Maximum Loss | Profit Split / Fee Refund |
|---|---|---|---|---|
| #1 Demo | $400,000 | $48,000 | $24,000 | 100% Refund |
| #2 Funded | $400,000 | $40,000 | $24,000 | 80% |
| #3 Funded | $1,000,000 | $100,000 | $60,000 | 80% |
| #4 Funded | $2,500,000 | $250,000 | $150,000 | 80% |
| #5 Fund Manager | $10,000,000 | - | $600,000 | 80% |
$1,000,000 Evaluation
| Stage | Account Size | Profit Target | Maximum Loss | Profit Split / Fee Refund |
|---|---|---|---|---|
| #1 Demo | $1,000,000 | $150,000 | $60,000 | 100% Refund |
| #2 Funded | $1,000,000 | $100,000 | $60,000 | 80% |
| #3 Funded | $2,500,000 | $250,000 | $150,000 | 80% |
| #4 Fund Manager | $10,000,000 | - | $600,000 | 80% |
Stop Loss
Stop Loss Placement
Every trade must be protected with a stop loss order. Traders are required to set their stop loss before entering the market. This ensures disciplined risk management and protects both the trader and Lux Trading from unnecessary exposure.The stop loss is also essential for calculating the risk taken on each trade. Without a stop loss in place prior to execution, it is not possible to determine the percentage of Remaining Risk Capital (RRC) at risk per position.
Not placing a stop loss before entering the market is considered a rule breach. Repeated violations may lead to evaluation failure and require the trader to restart the evaluation.
Moving Stop Loss
Traders are allowed to move their Stop-Loss to break even or to profit once the trade has moved favorably.News Events
No Stop-Loss adjustments are allowed within 30 seconds before or after a news event to prevent increasing risk of market volatility.
Market Conditions
It’s important to note that during high volatility or unexpected events, trades might close at the next available
price, which can differ significantly from the intended Stop-Loss price.
Copy Trading / Multiple Accounts
You are allowed to have a maximum of 10 evaluation accounts at the same time. You may copy-trade between these accounts.
You are allowed to have a maximum of 5 INSTA accounts. You cannot execute, or have open at the same time, similar trades (same symbol or side or closely correlated instruments) in these accounts or between these accounts and your evaluation accounts. You may not copy-trade between these accounts, as this would lead inmediately to similar trades.
High-Frequency Trading (HFT)
News Bracketing
Arbitrage Trading
Risk Manager
Risk Consistency
Remaining Risk Capital
Remaining Risk Capital (RRC) represents the capital buffer available before reaching the drawdown limit. It is calculated as the current balance minus the drawdown limit, where the drawdown limit is defined as the starting account balance minus six percent.RRC = [Current Balance] - [Drawdown Limit]
RRC therefore defines the remaining available capital which can be placed at risk, and serves as the basis for calculating permissible position sizing.
Fixed Percentage
Traders must select a fixed percentage of Remaining Risk Capital (RRC) to risk per trade and apply this percentage consistently across all trades during the stage.Maximum Risk
The maximum permissible risk is 5% of RRC.Risk is calculated at the moment a position is opened, based on the opening price, lot size, and stop loss. Specifically, the monetary risk of a trade equals the distance between the opening price and the stop loss, multiplied by the lot size. This value, divided by the current RRC, determines the percentage risk of the trade.
Multiple Positions
When multiple positions are open concurrently, the combined risk exposure must not exceed this 5% threshold. If a trader wishes to add an additional trade while positions are already active, risk must first be neutralized by either moving an existing position’s stop loss to break-even, thereby eliminating its exposure, or by closing an existing position. Only then may a new position be opened with risk equal to the neutralized amount.Single Trade Profit Limit
Examples:
- $100k evaluation: Profit target = $10,000 ⇒ 5% cap = $500 total. Two 2.5%-RRC entries on XAUUSD count as one trade; together they can realize max $500, not $500 each.
- Moving an open position’s SL to breakeven and then opening another position in the same symbol & direction still falls under the same aggregated cap; you can’t “reset” the 5% limit this way.
- Same applies to all accounts:
- $400k evaluation: Profit target = $48,000 ⇒ 5% cap = $2,400 total.
- $1,000,000 evaluation: Profit target = $150,000 ⇒ 5% cap = $7,500 total
Refund Policy
Account Reset Fee
The reset fee for a 400K INSTA account is £549.